Effective Date: 8 MAY 2025
Company Name: [UA-TECH PTE. LTD.]
Website: [www.uatech-ww.com]

1. Introduction
Welcome to [UA-TECH PTE. LTD.]. These Terms and Conditions (“Terms”) govern your access to and use of our training programs, courses, materials, and related services (“Services”). By enrolling in or accessing our services, you agree to comply with and be bound by these Terms.
If you do not agree with any part of these Terms, please do not use our services.

2. Eligibility
To register for our courses, you must:
• Be at least [6] years old (unless otherwise permitted)
• Provide accurate and complete information during registration
• Agree to comply with all course requirements and codes of conduct

3. Course Enrollment and Payment
• Enrollment is confirmed only upon full payment or as per a signed agreement.
• Payment methods include [list: PayNow, bank transfer, etc.].
• Prices and course availability are subject to change without prior notice.
• Late payments may result in denied access to course materials or sessions.

4. Cancellations, Refunds & Transfers
• Cancellations must be submitted in writing at least [14] days before the course start date.
• Refunds may be granted according to the following:
o [e.g., 100% refund if cancelled ≥30 days before course]
o [e.g., 50% refund if cancelled 14-29 days before course]
o No refund for cancellations within 14 days of course start.
• Substitutions or transfers to future sessions may be allowed with prior approval.

5. Intellectual Property
All course content—including videos, slides, exercises, guides, and proprietary materials—is the intellectual property of [UA-TECH PTE. LTD.].
• You may not copy, share, reproduce, modify, or distribute any course material without written permission.
• Access to digital content is granted for personal educational use only.

6. Code of Conduct
Participants are expected to behave respectfully and professionally. We reserve the right to remove or deny access to any individual who:
• Disrupts learning environments
• Harasses instructors or other participants
• Misuses materials or breaches confidentiality
No refunds will be issued in cases of dismissal for misconduct.

7. Limitation of Liability
[UA-TECH PTE. LTD.] is not liable for:
• Any loss or damages arising from use or misuse of course content
• Technical issues or service interruptions beyond our control
• Personal injury or property damage during in-person training events
All services are provided “as is” without warranty of any kind, expressed or implied.

8. Privacy
We collect and use personal information according to our Privacy Policy. By using our services, you consent to such collection and usage.

9. Changes to Terms
We may update these Terms from time to time. Changes will be effective immediately upon posting. Continued use of our services constitutes acceptance of the revised Terms.

10. Governing Law
These Terms shall be governed by the laws of Singapore, without regard to its conflict of laws principles.